I am using Reckon Personal Plus 2015 and have a Reckon file for my own finances and another one for a charity I do voluntary work for. The QIN file save date in the main folder for my personal finance Reckon file is much older than the QIN file save date for that file in the Backup Folder. The same is true for the QPH files for my charity organisation Reckon files. Why the very large difference in the save dates, (several years different in each case)?