Permanent "Payment Method" to my invoices Reckon One

Hi How do I include a permanent "Payment Method" to my invoices. I currently have had to input bank details on each invoice. I have ticked yes to include 'How to Pay' in Manage Invoice Template under settings and Change Template in Invoices. But where do I input the bank details so it automatically appears?

How do I default a Invoice template too, so its either 100% default or connected to that customer?

Just upgraded from a Reckon 2013 program. So complete newbie to Reckon One, only put in company info and set up invoices (why can't we customise column sizes??) I can see upgrading isn't going to go well!!

Thank you