We only require for a cashbook, basic accounts for Inc and Exp Statments, Balance Sht and GST records and related returns. And to be able to download bank statements. It's for a church community. Can we buy the software so no annual fee to minimise the ongoing cost. We don't need tax updates or payroll facilities or issue invoices. We aren't a business in this sense. Officeworks sell Reckon Accounting, but only with the annual subscriptions cost. Reckon Account (Green Label), looks to be the most suitable. Any suggestions please.